Many people in Nigeria know about insurance but very few embrace it. The perceptions of many people is very very negative as regards to insurance, they often think that insurance companies are out to take your money without responding to claims made by policyholders, but i tell you things are changing in Nigeria. New insurance products are being created by insurance companies that offer policies that are investments and at the same time insurance.
It is very advisable to buy a life insurance policy to protect you from life's uncertainties, for those that have children and dependants this is a must so your children or dependant don't suffer if you pass away, as nobody knows his/her destiny. So your children and dependants can continue their education the way they were before your death
Secondly, the way the emergency services in Nigeria are not favourable to people in distress and people in need of help i.e accident victims. If there were a serious accident the emergency services don't respond or are too slow to respond in which a potential victim of the accident could die as a result of no immediate care. It will will be very good to have a life insurance policy that can protect you from the risk of you dying and your family facing difficulties as a result of your death.
More so the Nigerian economy is growing, the first quarter of 2011 it grew by 6.64% and its expected to have a (forecasted) increase by between 7 - 8% by 2012. Many Insurance Companies in Nigeria have recorded an increase in sales of life policies and also in premium income because people's perceptions have started changing positively.
So if you don't have a life policy, you go out there and take out one from an insurance company. You could buy from the leading insurance company in Nigeria AIICO Insurance Plc (www.aiicoplc.com) through one of the agents. You could contact
Tari Opuene
Marketing Executive
for an Insurance Quote
Monday, 19 September 2011
Friday, 26 August 2011
Bomb Blast in UN Building in Abuja
The United Nations headquarters in Nigeria’s capital was hit on Friday by a car bomb, amidst mounting US fear that Islamist extremists in the continent’s leading oil producer have linked up with al-Qaeda affiliates elsewhere in Africa.
It was not immediately clear who was responsible for the attack, which claimed at least 10 dead according to medical sources, but suspicion fell on a radical Islamist sect responsible for a string of bombs attacks and assassinations over the past year.
The administration of President Goodluck Jonathan, who was elected in April after serving a year as president following the death in office of his predecessor, has had some success, thanks to an amnesty programme in defusing violence in the oil producing and mostly Christian south.It is only the third time that Abuja, the federal capital, has been targeted, with national police headquarters hit last June in a blast blamed on the radical Boko Haram sect, and a separate attack at 50th anniversary of independence celebration last year claimed by militants from the oil producing Niger delta.
But it has struggled to contain an escalating conflict with the Boko Haram sect, which is seeking stricter application of Sharia law. Much of the related violence, including a spate of armed robberies and attacks which claimed 12 lives on Thursday, has taken place in the remote north east of the country.
Witnesses described seeing bodies hauled out of the UN building, which is located in the diplomatic area of Abuja, not far from the US embassy. Police confirmed that there were casualties and medical sources gave Reuters news agency an initial death toll of 10.
Earlier this month, the commander for US military operations in Africa said Boko Haram may be trying to link with two al-Qaeda affiliated groups in other African countries to mount joint attacks in Nigeria.
Nigeria has spawned a string of different radical Islamist groups over the past 20 years. But until recently little evidence has emerged of sustained links with extremists or terrorist groups outside the country.
General Carter Ham told the Associated Press during a visit to Nigeria earlier this month that ”multiple sources” indicated that Boko Haram made contacts with al-Qaeda in the Islamic Maghreb, which operates in northwest Africa, and with al-Shabab militants in Somalia. ”I think it would be the most dangerous thing to happen not only to the Africans, but to us as well,” Gen Carter said.
Witnesses said the blast was caused when a car drove through one of the UN compound’s gates and made its way close to the four-storey building before the explosion. The building houses about 400 employees of the UN in Nigeria, including the majority of its offices.
Financial Times
Monday, 22 August 2011
Mikel Obi is Tough : Villas-Boas
When selecting his squad for the opening two games of the season, Andre Villas-Boas listened to John Mikel Obi and trusts the player's belief that he is able to perform on the pitch.
With the abduction of Mikel's father in Nigeria still unresolved, the manager will take a decision on whether the midfielder starts the game but last weekend's performance was evidence that he can focus fully on the game.
'I have to go with the word my player gives to me and for the game against Stoke, Mikel felt well enough to play,' Villas-Boas says.
'Players that go through major disappointments or personal things in their lives can still be okay to play because they feel well on the pitch. It is the way to avoid the things that are running in their personal lives or to focus on the different things.
'Mikel made himself available for training and selection so I will just judge it like that. I agree he is showing amazing mental toughness.'
It was the manager who first informed Mikel of what had happened in his homeland, a task he says wasn't easy.
'Hopefully this can be resolved as soon as possible,' he adds. 'All of his colleagues are hopeful of that.
'Different players can react in different ways. Some players want straight away to go back to their families, others prefer to be like this and live on day by day, not because they are distant from what is happening but it's their choice.'
The Barclays Premier League enters its second weekend with today's opponents West Bromwich Albion arriving off the back of a home defeat by Manchester United.
'That game told me the same about Man United, the team that won the championship last year,' says Villas-Boas.
'They suffered a few injuries, unfortunately for them, but they are a strong team and one of the favourites for the title. All of the good signs for Manchester United are there.
'Regarding all the first games in the league, there were a couple of surprises but that is nothing new. In the beginning for all the top teams you can have average performances and I would say that about all the top teams apart from Man City, although until the breakthrough of the first goal Swansea had a couple of periods of possession when, without threatening a lot, they were in control of the game.
'You sensed that a breakthrough would take Man City through to a better result. I thought the same about our game. If you unlock one goal it takes Stoke out of their area and you find more spaces and you can go on to a better result but it just didn't happen.
'The Man United game was a good game with chances at either end and it fell in the end to Man United. I think it was even in opportunities for both teams.'
Chelseafc.com
Friday, 19 August 2011
Uefa probe Wenger actions
Uefa have opened disciplinary proceedings against Arsenal manager Arsene Wenger for not abiding by the conditions of his touchline ban against Udinese.
The Gunners tackled the Italian side in the UEFA Champions League on Tuesday night in the first leg of their play-off, a match in which Wenger was in the stands due to a one-game suspension.
The Frenchman was issued with the ban after being found guilty of improper conduct for calling referee Massimo Busacca "embarrassing" after Arsenal's 3-1 defeat at Barcelona last March.
However, while Wenger was in the stands at Emirates Stadium he was passing messages through first-team coach Boro Primorac to assistant manager Pat Rice on the touchline.
Opened
After being warned by Uefa that Wenger was contravening the rules imposed following his touchline ban, he withdrew from communication.
The Frenchman, who also snubbed his post-match press conference, is now facing disciplinary action from European football's governing body.
"Disciplinary proceedings have been opened against Arsenal FC manager Arsène Wenger for not abiding by the decisions of the UEFA Control and Disciplinary Body in relation to the one-match suspension he served during Tuesday's UEFA Champions League play-off game against Udinese," read a statement on Uefa's official website.
The new disciplinary case will be discussed on Monday 22 August.
Skysports.com
Monday, 11 April 2011
Friends for Food
Before news of the postponement of the National Assembly elections trickled in, penultimate Saturday, Kayode Adewale had already finished two plates of rice at a polling unit at Kuje Amuwo, a Lagos suburb. The meal, which was provided by a party chieftain in the area, was meant to "encourage" residents to come out in large numbers to cast their vote.
"I was at home when I learnt that they are sharing free food here," said Mr. Adewale, a bus conductor. "Instead of just staying at home doing nothing, I decided to come out, play with some friends, and enjoy the food."
Not just Mr. Adewale
Minutes after the free lunch was declared at the polling unit, youth in the area began to arrive in their numbers. A community leader in the area insisted the gesture was "not in any way" meant to sway the allegiance of the prospective voters.
"I made the provision for the canopies just to ease people standing in the sun, ease the tension, and make them comfortable enough to be able to wait until the result is announced," said Abu Hassan, a party leader in the area, who provided tents for voters as they waited for the arrival of the Independent National Electoral Commission (INEC) officials at Idowu Street, in Kuje Amuwo.
"We are determined now that the votes must be counted in our presence, and not taken away from here and tell us another cock and bull story later," said Mr. Hassan, a former secretary to Oriade Local Council.
To affect or not to affect
Opinions on the consequence of the provision of such "facilities" for voters and its subsequent effect on the voting pattern at a particular polling centre are divided among the various political parties. While some see no wrong in it, others maintain that it would place an undue moral burden on the electorate.
"If a man provides canopy, it might not necessarily affect the voting pattern of that particular polling unit but in a situation where you provide food and other logistics like money, naturally, those things will affect the voting pattern," said Tajudeen Balogun, an Action Congress of Nigeria chieftain in Lagos State. "Because not many people will have the moral courage to vote against you, especially if you are standing around the voting setting," he added.
Mr. Balogun attributed the ability of people to succumb to such "ploys to influence the voting mindset" of the people on the illiteracy prevalent among the population. "The original intention is to influence the voting pattern of that area.
"But if you have very enlightened and dedicated voters, then it will not matter. But where those things are not there, it will be difficult for somebody to have the moral courage to say I am not voting." During penultimate Saturday's botched election, a group of area boys gathered at a drinking joint at Turner Street in Amukoko, chanting the name of a prominent political party over bottles of beer. Investigations revealed that a party leader in the area was behind the round of drinks.
No free lunch
According to INEC, there shall be no campaign 24 hours before and on any day of election. Cyprian Nliam of the Congress for Progressive Change (CPC) believes such generosities are a subtle form of campaigning and rigging on election day. "Rigging has many fronts and providing canopies, food, and drinks are one of them," said Mr. Nliam, CPC's organizing secretary in Ajeromi-Ifelodun local government area. "INEC did not provide canopies, so people providing it is inappropriate because it is going to favour some parties.
"What of parties that cannot afford it? What do they do? They keep watching while people vote against them. It does not give room for proper voting," Mr. Nliam maintained.
Lending his support to Mr. Nliam's view is Anayochukwu Emeanua of the People's Democratic Party (PDP) who added that the provision of such material depends on the motive and the individual. "If the people bringing those things are politicians, then there is a problem. Politicians don't do anything for free," said Mr. Emeanua, who is the legal adviser of the party in Lagos State.
In a snap survey of voters at a polling unit at Iyekantan Street, Kuje Amuwo, 90 percent of the voters said they would collect any "largesse" provided by any political party but go ahead to vote the candidate of their choice; 10 percent said they were yet to decide on any specific candidate.
"I'm voting someone who I believe can make a change in the society, nobody can buy my vote," said Yinka Saeed, a resident in the area.
But Mr. Nliam maintained that such a gesture is an indirect way of flouting the electoral regulations. "It is not the job of any party or anybody to provide anything," said Mr. Nliam. "INEC has said that on the day of election, nobody should do any form of campaign, but that is indirect campaigning," he said.
Source : 234next.com
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